Every one of us tries to remain content in whatever we have; TRY is the operative word here. Not many can accomplish this feat. As a result, the gap between income and expenses develops. This gap will keep on widening until we do not decide to curb our spending.
This idea sounds simple enough, but putting it into practice is extremely arduous. Trying to hold back your expenses, in a world where inflation is as regular as a sunrise, is impossible.
To bridge the gap, the only option a person is left with is to get a loan. He only borrows when he has a need that requires fulfilment. A loan proffers an easy way out of whichever financial problem you are in; however, getting a loan is not that easy.
The complications faced before the disbursals
The foremost thing to be decided by the borrower is to what kind of a loan he wants, and for which ones is he even eligible. There varying categories of loans are-
- Personal loans
- Business loans
- Cash in advance loans
- Payday loans
- Instalments loans
- Secured loans
- Unsecured loans
Then commences the real procedure, which is complicated to its core. You will need hundreds of documents, thousands of approvals, and even more meetings with the bank officials who then perform all the more verifications. If, after all these, you satisfy each of their set standards, you might get a loan.
The procedure of loan acquisition is so complex that sometimes people don’t even try getting one, to save them from the hassle.
The uncomplicated loan
Apart from the categories mentioned above, there is one more, and these are called doorstep loans or home collection loans. With a name that includes doorstep or home, you can easily understand the concept of these loans. These are loans that are provided to you by us in the security of your home.
It sounds intriguing. Let’s discuss the loans some more. A doorstep loan is a cash loan that you get delivered in your home. You can consider it as a personal loan, since you can do with it whatever you want. These are also unsecured, and there aren’t many troubling proceedings that take place during its acquisition.
All you have to do is click on the apply tab, and wait for us to approve your application. Once you get your approval, there aren’t any more hurdles between you and your money.
One of our clients is an army veteran who lost his ability to walk when serving our country in the middle-east. For him, commuting becomes slightly tricky. Since he lives off of government pension, many banks and lenders will not provide him with a loan. He wanted to buy artificial robotic legs for himself as per his doctor’s recommendation. The leg will electronically connect to his damaged nerves in the area the leg was amputated from, this connection will make it possible for him to walk and get a semblance of normalcy in his life.
The cost of these artificial limbs was too high to pay at once. Hence, the need for a loan arrives. The story of an army veteran was so heart-touching that we could never deny his application. He was put on our priority list, and our official visited him the same day, after checking his identity proof, the official gave him the money then and there. It was that easy and convenient.
How much can you borrow and for how long?
Our company offers a minimum loan amount of £1000, and you can easily borrow up to £3000. You decide the loan duration according to your comfort. The minimum term is a month, and the maximum can be a year.
Our agent collects the instalments from your home itself, and you don’t need to go anywhere for the same. After all, it is a doorstep loan. The agent may come weekly, monthly or yearly, as decided by you in the signed agreement.
The Intention of Doorstep Loans
Doorstep loans like provident are intended for people who cannot travel like the differently-abled, pregnant women, aged and even the unemployed.
However, if you do not fall into any of these categories, you can still avail this provision. No lender can ever deny you this privilege.
In the end, I want to say that on the whole home-to-home loans only have benefits. There is one aspect to consider before availing them, and they usually tend to charge a higher interest rate. Some may think it will be a huge setback for them; however, the duration is so small that not many regard the higher prices as a hurdle. Door loans service is the best of its kind because of the convenience it provides.